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Back Pain and Problems Cost in Australia

Lifetime risk: 4 in 5 people will have low back pain at some time Australians will be diagnosed with Back Pain and Problems

Cost Breakdown

Annual Cost
$8,988/year
Treatment Costs
  • Monthly cost$749

Source: Zurich Cost of Care Volume 2. Costs are averages and may vary based on individual circumstances.

Risk Statistics

Lifetime Risk
4 in 5 people will have low back pain at some time
Current Cases in Australia
4.0M
Key Statistics
  • Prevalence: 1 in 6 Australians
  • Employment Impact: 73% employed (vs 89% without back problems)
  • Lifetime Experience: 70-90% will experience back pain
  • Health System Expenditure: $3.4 billion in 2020-21

Source: Zurich Cost of Care Volume 2. Statistics represent Australian population averages.

Financial Impact

Back pain is one of the most common health issues, leading to over 21 days absent from work on average every year. In 2020-21, $3.4 billion was spent on treatment and management. Back problems are a leading cause of work absence and premature exit from the workforce.

Recovery Period
Variable, can be acute or chronic
Average Days Off Work
21 days/year

Insurance Coverage Considerations

Income Protection

Standard Priority

People with Back Pain and Problems take an average of 21 days off work per year. Income Protection provides 70% income replacement during recovery and treatment periods.

Important: The information above is based on average costs and factual data. It does not take into account your individual circumstances, needs, or financial situation.

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This is general advice only and does not take into account your individual circumstances, needs, or financial situation. You should consider the appropriateness of this general advice before acting on it. Please read the Product Disclosure Statement (PDS) before making a decision. Consider seeking personal advice from a licensed financial adviser. AR: 1244847 | AFSL: 246623

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Important Information

Cost estimates are from Zurich Cost of Care Volume 2 research and represent averages. Your actual costs may vary.

Insurance coverage recommendations are general in nature. This is general advice only and does not take into account your individual circumstances. Speak with a licensed adviser to determine appropriate coverage for your situation.

AR: 1244847 | AFSL: 246623

Source: Zurich Cost of Care Volume 2 (Released June 2024)