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Five types of personal insurance solve five different financial shocks. Pick the cover type matching your question to compare quotes side by side across the panel.

Each table shows factual product features such as maximum sums insured, waiting and benefit periods, indexation options, and key exclusions. Premiums vary widely by age, occupation, smoker status, health history, and policy structure, so the same cover level can produce different prices across insurers.

The comparisons are factual product information, not a personalised recommendation. The right cover depends on your debts, dependants, occupation, existing cover inside super, and budget. To see indicative prices, generate a quote in about three minutes or book a call.