Spinal Cord Injury (Paraplegia) Cost in Australia

Cost Breakdown

Lifetime Out-of-Pocket Cost

$6,800,000

Annual Cost

$119,490/year

Source: Zurich Cost of Care Volume 2. Costs are averages and may vary based on individual circumstances.

Risk Statistics

Current Cases in Australia

21k

Key Statistics

Falls: 36%
Monthly New Cases: 14-16 paraplegic events
New Traumatic Injuries: 380
Land Transport Accidents: 46%

Source: Zurich Cost of Care Volume 2. Statistics represent Australian population averages.

Financial Impact

Estimated individual lifetime costs of $6.8 million for paraplegia. The most severe injuries in terms of average number of days in hospital were due to falls (7 days), thermal causes (5.2 days), and transport accidents (4.6 days).

Recovery Period

Permanent disability requiring lifelong adaptations

Insurance Coverage Considerations

Total & Permanent Disability (TPD)

Higher Priority

Common Amount

$1,000,000

From: $500,000

Spinal Cord Injury (Paraplegia) often results in permanent disability requiring lifetime care and income replacement. TPD insurance provides a lump sum to cover medical costs, home modifications, and lost future earnings.

Important: The information above is based on average costs and factual data. It does not take into account your individual circumstances, needs, or financial situation.

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This is general advice only and does not take into account your individual circumstances, needs, or financial situation. You should consider the appropriateness of this general advice before acting on it. Please read the Product Disclosure Statement (PDS) before making a decision. Consider seeking personal advice from a licensed financial adviser. AR: 1244847 | AFSL: 246623

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Related Injury Conditions

Spinal Cord Injury (Tetraplegia)

Lifetime cost: $12.9M

Traumatic Brain Injury (Moderate)

Lifetime cost: $3.4M

Traumatic Brain Injury (Severe)

Lifetime cost: $6.5M

Important Information

Cost estimates are from Zurich Cost of Care Volume 2 research and represent averages. Your actual costs may vary.

Insurance coverage recommendations are general in nature. This is general advice only and does not take into account your individual circumstances. Speak with a licensed adviser to determine appropriate coverage for your situation.

AR: 1244847 | AFSL: 246623